The Top 10 most useful tips for constructing a house

Building your home from the ground up can be an extremely rewarding experience. It provides you an opportunity to modify your home to suit your tastes and to adapt to your family’s requirements.

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The Top 10 most useful tips for constructing a house are as follows:

1.      Get your plan in place:

Make sure you carefully plan the details of your house. There are a number of useful tools for planning out the design of your home. When in doubt, good old graph paper may work as well.

You will also need to start keeping track of design ideas that inspire you, and that you would like to follow.  You can also think about starting a Pinterest board for each room of your house.

2.      Budget more than you expect:

There could be a large number of items which are not included in the estimate that your builder gives you.

Items such as fences and gates, landscaping and outdoor concreting, decking and letterboxes also might not be included on the estimate.

You will also need to take into account site costs, and you may also have to pay for planning application fees. In addition to add-ons, you need to budget for unforeseen circumstances.

3.      Pick the right builder:

Whichever builder you select, you are going to be working with them for many, many months. It is important to get the choice right at the outset to head off problems down the road.

Several factors are to be considered while choosing a builder:

(a)    Credentials

(b)   References

(c)    Past work

(d)   Style

(e)   Price

(f)     Personality

4.      Understand your agreement:

Carefully go through the contract with your builder. Make sure the contract includes a cooling off period, and that it specifies a timeframe for construction which suits your requirements.

Ensure that it include a detailed plan, warranty and insurance information. Also, you have to pay close attention to the payment schedule.

Finally, it is wise to have a solicitor who can look over the contract.

5.      Know what you are entitled to:

If you are building your first home, you might be entitled to a First Home Owner Grant (FHOG), depending on the state or territory in which you live.

You might be eligible for stamp duty concession as well.

6.      Get your financing in order:

When you are building a property, you may need a construction home loan to finance the process.

A construction home loan is arranged differently than a regular home loan in which the lender will not release all the funds at one go.

Instead, the lender decides how much you need for the project, and then releases the funds in periodic payments to your builder.

These periodic payments are known as draws. They will be paid out at the completion of each individual stage of your construction.

Before you seek out finance, ensure that you have a detailed plan in place.

7.      Communicate constantly:

You can often communicate with your builder and tradesmen throughout the process. Get regular updates on the progress of construction, and check yourself.

It is a good idea to take pictures of the progress on a regular basis so that you can document any problem areas.

Do not be afraid to stick to your guns. If your tradesmen, builder, or contractor tell you something cannot be done, push back.

It is worth putting up a fight for details which are important for you. After all, you are the one who has to live in the completed home.

If you have clearly laid out what you want, construction will run much smoother.

8.      Look for ways to save:

Building a home is going to be an expensive procedure, and, it is likely that you will end up paying more than you anticipated.

Shop around for the best prices on fittings and fixtures, and on the materials that your builder will use. Get multiple quotes for any item required during the construction process.

By selecting a site that takes less preparation, you can also save money at the outset of the process.

Selecting a lot which needs less preparation before construction commences will minimise the required cost.

9.      Get an independent inspector:

Each stage of your construction must be well inspected by an independent consultant.

You need inspection at the following stages:

·         Foundation and footings

·         Frame

·         Lock up

·         Pre-handover

10.  Know your rights if something goes wrong:

If you have planned your building process well, and signed on with the right builder and lender, it is likely that you may face fewer problems.

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